Everyday Care

    Everyday Care Franchise LLC · reviewed 2026 disclosure data

    Researching Everyday Care franchise opportunities? Every figure below is cited to the FDD.

    Reviewed sources

    Reef Health offers health benefit plans and care navigation services to small businesses and their employees. Its franchise model has local operators connect employer clients with benefit options and support for enrollment and member access.

    Headline figures

    Quick facts

    How much does it cost to open an Everyday Care franchise?
    The Everyday Care Franchise Disclosure Document reports an estimated initial investment of $53,347–$56,697 (2026 FDD, Item 7, PDF p. 14). This is the franchisor's disclosed estimate, not a quote. Details
    What is the Everyday Care initial franchise fee?
    The disclosed initial franchise fee is $49,500 (2026 FDD, Item 5, PDF p. 11). Details
    What ongoing fees does Everyday Care charge?
    The disclosed ongoing royalty is 0% of net revenues for each member enrolled into a health plan; payable monthly (2026 FDD, Item 6, PDF p. 11). Other recurring fees are listed in Item 6. Details
    Does Everyday Care disclose financial performance (Item 19)?
    No. The reviewed Everyday Care FDD states that it does not make a financial performance representation in Item 19. Details
    How many Everyday Care locations are there?
    The FDD reports 1 outlets at the end of 2024 (2026 FDD, Item 20, PDF p. 34). Existing locations do not indicate territory availability. Details

    From reviewed FDD figures only. Not a recommendation or projection.

    What the disclosures show

    1. 1Opening costs are estimated at $53,347 – $56,697 in the 2026 FDD (Item 7).
    2. 2The franchisor makes no financial performance representation in Item 19.

    From reviewed FDD figures only. Not a recommendation or projection.

    Costs · Items 5–7

    What does it cost to open?

    Estimated opening costs and the fees payable to the franchisor.

    Startup Investment — Item 7

    Total estimated initial investment

    2026 FDD · Item 7 · PDF p. 14

    Standard single-unit franchise fee

    2026 FDD · Item 5 · PDF p. 11
    Discounted and multi-unit options are separate; see all fees.

    Ongoing Fees — Item 6

    Selected recurring charges; payment bases and conditions remain attached to each fee.

    Royalty FeeMain ongoing fee

    8 reported fees, each with its payment basis, are listed below; they haven't been sorted into recurring, initial and occasional groups yet.

    Financial Performance — Item 19

    What results are disclosed—and for which locations?

    No financial performance representation in Item 19

    The reviewed 2026 FDD for Everyday Care has no Item 19 figures on record. Franopolis does not estimate revenue or earnings in their place; ask the franchisor and current owners what unit-level information they can share.

    Outlet Changes — Item 20

    How has the outlet count changed?

    System-wide, as labeled in the FDD · counts as of year end of each year.

    2026 FDD · Item 20 · PDF p. 33

    Net +1 outlets, 2022–2024

    00202202023120240+1

    Year-end counts reported in Item 20. The scale starts at zero; the labels between the dots show each year's change. Openings and closures for 2024 haven't been pulled from the Item 20 tables yet, so no turnover or churn is shown.

    Questions to investigate

    Prompts based on what this brand's reviewed disclosures do and don't show — not conclusions. Join free as a member to save questions to your research.

    For the franchisor

    • Which line items in the 2026 Item 7 estimate ($53,347 – $56,697) vary most by market, and why?

    • Everyday Care reports no financial performance figures in Item 19. What information can you share about unit-level results?

    • Is a territory available in my area, and how is it defined in my agreement?

    For current and former owners

    • How did your actual startup costs and timeline compare with the Item 7 estimate?

    • How many hours a week do you work in the business, and in what role?

    • What support from the franchisor has been most and least useful?

    For your advisors

    • Ask a franchise attorney to review the territory, renewal, transfer and termination terms.

    • Ask an attorney what the Item 3 litigation disclosures mean for a new franchisee.

    • Ask an accountant to build a cash-flow plan using your own assumptions, not the franchisor's.

    Sources & vintage history

    Every displayed fact is retained with its disclosure vintage, item, page, and reviewed status. Prior vintages remain on file rather than being overwritten.

    Citations (2026 FDD)

    1. [1]Estimated initial investment — Item 7 · PDF p. 14
    2. [2]Standard initial franchise fee — Item 5 · PDF p. 11
    3. [3]Outlet counts — Item 20, Table 1 · PDF p. 33

    "PDF p." is the page in the PDF file; "printed p." is the number printed on the FDD page.

    Territory & operations

    These are contract disclosures, not confirmation that any territory is currently available.

    Franchisor financial statements

    No verified franchisor financial statement figures have been reviewed yet.

    SBA-backed loans to franchisees

    Loading…

    Source: U.S. Small Business Administration 7(a) & 504 FOIA data. Loan volume is not a measure of franchisee success.

    At a glance

    Business history

    Owner participation

    Territory language

    Not reviewed

    Litigation disclosure

    Bankruptcy disclosure

    Agreement term

    Reader notes on wording

    Our automated check found that these summaries may not match the FDD's exact wording. Read the FDD excerpt itself; it is the authoritative text. Core cost, fee, Item 19 and outlet figures are not affected.

    • Item 1 · PDF p. 1 · 2026 FDD

      Our summary: Business description: Virtual marketing business promoting healthcare plans to individuals, families, and businesses, with enrollment handed off to licensed brokers

      “A REEF HEALTH Virtual Franchise will operate a virtual marketing business that markets health care plans to individuals, families, and businesses... A franchisee will be compensated a flat amount per member per month.”

      Note: Source states plans are obtained through a licensed broker; it does not clearly state enrollment is handed off.

    • Item 6 · PDF p. 11 · 2026 FDD

      Our summary: Local Advertising Spending (As incurred; monthly local advertising spending, beginning in the 7th month of operation)

      “Local Advertising Spending $2,500 As incurred This amount can be paid to us to help you market or can be used by you in your local market. You will not be required to begin spending this amount until you hit the beginning of your 7 th month being in operation.”

      Note: Source states $2,500 as incurred; it does not state monthly payment.

    • Item 9 · PDF p. 17 · 2026 FDD

      Our summary: Key franchisee obligations: Obtain required permits, licenses, insurance, inventory, technology, and approved supplies; complete training; comply with the Operations Manual and standards; market approved products; maintain records; advertise; participate in operations; and comply with transfer, renewal, termination, and dispute requirements.

      “This table lists your principal obligations under the Franchise Agreement and other agreements.”

      Note: Source only states the table lists principal obligations; it does not state the extracted obligation summary.

    • Item 11 · PDF p. 23 · 2026 FDD

      Our summary: Initial training timing: At least 1 month prior to opening

      “You and all required personal must complete training at least 1 month prior to opening your REEF HEALTH Virtual Franchise.”

      Note: Source states no later than 30 days before opening, not at least one month.

    • Item 12 · PDF p. 24 · 2026 FDD

      Our summary: Minimum performance conditions: None stated

      “You will not receive a Protected Territory if you are a REEF HEALTH Virtual Franchise. You will able to market health plans across the country...”

      Note: Source describes territory, not an explicit statement that no minimum performance conditions exist.

    • Item 17 · PDF p. 76 · 2026 FDD

      Our summary: Non-compete radius: Within the franchisee's territory, as defined in the non-compete agreement

      “within the Territory of the Franchisee's Franchised Business, within the Territory of any other Franchised Business or within the Territory of any Company or affiliate - owned Business.”

      Note: Source includes additional territories beyond the franchisee’s own territory.

    • Item 21 · PDF p. 16 · 2026 FDD

      Our summary: Fiscal year end: December 31

      “In the year ending December 31, 2024, revenues from sale of required products and services to franchisees was $0”

      Note: Source states $0 revenue in the year ending December 31, 2024, not that December 31 is fiscal year-end.

    Independent analysis of franchisor-provided data. Not investment advice. Franopolis does not distribute FDDs.