Murphy Business And Financial

    Franchise research report · reviewed 2026 disclosure data

    Reviewed sources

    Murphy Business and Financial operates a business brokerage and advisory franchise network offering business sales and acquisitions, valuations, and consulting services. Its customers include owners seeking to sell or value a business and buyers seeking to acquire one.

    Headline figures

    What the disclosures show

    1. 1Opening costs are estimated at $65,870 – $88,110 in the 2026 FDD (Item 7); several initial fee options apply.
    2. 2Item 19 covers 11 separate groups: other measures for 31 locations; other measures for 93 locations; other measures for 5 locations; other measures for 5 locations; other measures for 4 locations; other measures for 14 locations; other measures for 27 locations; other measures for 84 locations; other measures for 133 locations; other measures for 10 locations; other measures for 123 locations. They are not combined.

    From reviewed FDD figures only. Not a recommendation or projection.

    Costs · Items 5–7

    What does it cost to open?

    Estimated opening costs and the fees payable to the franchisor.

    Startup Investment — Item 7

    Range across 2 single-unit formats

    2026 FDD · Item 7

    Formats disclosed in Item 7 (2)

    Each format has its own total. The total depends on the format you choose.

    • TOTAL ESTIMATED INITIAL INVESTMENTPDF p. 20$65,870 – $88,110
    • TOTAL ESTIMATED INITIAL INVESTMENT upper estimatePDF p. 20$88,110

    Standard single-unit franchise fee

    2026 FDD · Item 5 · PDF p. 13
    Discounted and multi-unit options are separate; see all fees.

    Ongoing Fees — Item 6

    Selected recurring charges; payment bases and conditions remain attached to each fee.

    Continuing franchise feeMain ongoing fee

    40 reported fees, each with its payment basis, are listed below; they haven't been sorted into recurring, initial and occasional groups yet.

    Financial Performance — Item 19

    What results are disclosed—and for which locations?

    11 separate populations, shown apart. Revenue is not owner income.

    Locations counted: not stated in the reviewed record

    Other measures · 31 locations

    Who is counted
    Single unit franchise owners; 31 franchise units
    Period
    Top Third median Gross Profit
    Excluded
    Full-year eligible franchise units; divided into thirds
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 93 locations

    Who is counted
    Single unit franchise owners; 93 franchise offices
    Period
    Total average Gross Profit
    Excluded
    10 of 133 total units excluded from financial representation
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 5 locations

    Who is counted
    Multi-unit franchise owners; 5 franchisees operating 10 units
    Period
    Top Third average Gross Profit
    Excluded
    Full-year eligible franchise units, grouped by franchisee
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 5 locations

    Who is counted
    Multi-unit franchise owners; 5 franchisees operating 12 units
    Period
    Middle Third average Gross Profit
    Excluded
    Full-year eligible franchise units, grouped by franchisee
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 4 locations

    Who is counted
    Multi-unit franchise owners; 4 franchisees operating 8 units
    Period
    Bottom Third median Gross Profit
    Excluded
    Full-year eligible franchise units, grouped by franchisee
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 14 locations

    Who is counted
    Multi-unit franchise owners; 14 franchisees operating 30 units
    Period
    Total average Gross Profit
    Excluded
    Full-year eligible franchise units, grouped by franchisee
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 27 locations

    Who is counted
    Franchisees with agents (27)
    Period
    median Gross Profit
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 84 locations

    Who is counted
    Franchisees without agents (84)
    Period
    average Gross Profit
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 133 locations

    Who is counted
    All franchise units in operation
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 10 locations

    Who is counted
    Excluded units
    Excluded
    Not in operation for a full year
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    Locations counted: not stated in the reviewed record

    Other measures · 123 locations

    Who is counted
    Franchise units operating full year
    Excluded
    10 franchise units excluded because they were not in operation for a full year, 3 of which were new to the System
    Method
    Gross Profit (gross revenue and receipts less 10% royalty); unaudited franchisee closing-submission reports

    These groups are never combined.

    Outlet Changes — Item 20

    How has the outlet count changed?

    Coverage not stated in the reviewed record · counts as of year end of each year.

    2026 FDD · Item 20 ·

    Questions to investigate

    Prompts based on what this brand's reviewed disclosures do and don't show — not conclusions. Create a free account to save questions to your research.

    For the franchisor

    • Which line items in the 2026 Item 7 estimate ($65,870 – $88,110) vary most by market, and why?

    • Which initial fee option would apply to my situation, and what conditions or discounts affect it?

    • Which locations are included in the Item 19 figures, and which were excluded?

    • Is a territory available in my area, and how is it defined in my agreement?

    For current and former owners

    • How did your actual startup costs and timeline compare with the Item 7 estimate?

    • How many hours a week do you work in the business, and in what role?

    • How do your results compare with the Item 19 figures, and what explains the difference?

    • What support from the franchisor has been most and least useful?

    For your advisors

    • Ask a franchise attorney to review the territory, renewal, transfer and termination terms.

    • Ask an accountant to build a cash-flow plan using your own assumptions, not the franchisor's.

    Sources & vintage history

    Every displayed fact is retained with its disclosure vintage, item, page, and reviewed status. Prior vintages remain on file rather than being overwritten.

    Citations (2026 FDD)

    1. [1]Standard initial franchise fee — Item 5 · PDF p. 13
    2. [2]Item 19 — Locations counted not stated in the reviewed record — Single unit franchise owners; 31 franchise units · PDF p. 43
    3. [3]Item 19 — Locations counted not stated in the reviewed record — Single unit franchise owners; 93 franchise offices · PDF p. 43
    4. [4]Item 19 — Locations counted not stated in the reviewed record — Multi-unit franchise owners; 5 franchisees operating 10 units · PDF p. 44
    5. [5]Item 19 — Locations counted not stated in the reviewed record — Multi-unit franchise owners; 5 franchisees operating 12 units · PDF p. 44
    6. [6]Item 19 — Locations counted not stated in the reviewed record — Multi-unit franchise owners; 4 franchisees operating 8 units · PDF p. 44
    7. [7]Item 19 — Locations counted not stated in the reviewed record — Multi-unit franchise owners; 14 franchisees operating 30 units · PDF p. 44
    8. [8]Item 19 — Locations counted not stated in the reviewed record — Franchisees with agents (27) · PDF p. 44
    9. [9]Item 19 — Locations counted not stated in the reviewed record — Franchisees without agents (84) · PDF p. 44
    10. [10]Item 19 — Locations counted not stated in the reviewed record — All franchise units in operation · PDF p. 43
    11. [11]Item 19 — Locations counted not stated in the reviewed record — Excluded units · PDF p. 43
    12. [12]Item 19 — Locations counted not stated in the reviewed record — Franchise units operating full year · PDF p. 43

    "PDF p." is the page in the PDF file; "printed p." is the number printed on the FDD page.

    Territory & operations

    No territory or operating requirements have been reviewed yet.

    125 addresses in Franopolis's imported location list. Coverage may differ from Item 20 outlet counts.

    These are contract disclosures, not confirmation that any territory is currently available.

    Franchisor financial statements

    No verified franchisor financial statement figures have been reviewed yet.

    SBA-backed loans to franchisees

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    Source: U.S. Small Business Administration 7(a) & 504 FOIA data. Loan volume is not a measure of franchisee success.

    At a glance

    Business history

    Not reviewed

    Owner participation

    Not reviewed

    Territory language

    Not reviewed

    Litigation disclosure

    Not reviewed

    Bankruptcy disclosure

    Not reviewed

    Agreement term

    Not reviewed

    Independent analysis of franchisor-provided data. Not investment advice. Franopolis does not distribute FDDs.