Retirement Income Source
Franchise research report · reviewed 2025 disclosure data
Researching Retirement Income Source franchise opportunities? Every figure below is cited to the FDD.
Retirement Income Source franchise specializes in helping retirees and pre-retirees navigate financial planning and income strategies during their golden years.
Headline figures
Quick facts
- How much does it cost to open a Retirement Income Source franchise?
- The Retirement Income Source Franchise Disclosure Document reports an estimated initial investment of $100,400 (2025 FDD, Item 7, PDF p. 18). This is the franchisor's disclosed estimate, not a quote. Details
- What is the Retirement Income Source initial franchise fee?
- The disclosed initial franchise fee is $25,000 (2025 FDD, Item 5, PDF p. 13). Details
- What ongoing fees does Retirement Income Source charge?
- The disclosed ongoing royalty is $0 (2025 FDD, Item 6, PDF p. 13). The brand or advertising fund contribution is 15% (2025 FDD, Item 6, PDF p. 13). Other recurring fees are listed in Item 6. Details
- Does Retirement Income Source disclose financial performance (Item 19)?
- No. The reviewed Retirement Income Source FDD states that it does not make a financial performance representation in Item 19. Details
- How many Retirement Income Source locations are there?
- The FDD reports 30 outlets at the end of 2024 (2025 FDD, Item 20, PDF p. 42). Existing locations do not indicate territory availability. Details
From reviewed FDD figures only. Not a recommendation or projection.
What the disclosures show
- 1Opening costs are estimated at $100,400 in the 2025 FDD (Item 7).
- 2The franchisor makes no financial performance representation in Item 19.
- 3Outlets held steady in 2024, to 30 (Systemwide, as labeled in the FDD, Item 20).
From reviewed FDD figures only. Not a recommendation or projection.
Costs · Items 5–7
What does it cost to open?
Estimated opening costs and the fees payable to the franchisor.
Startup Investment — Item 7
Total estimated initial investment
2025 FDD · Item 7 · PDF p. 18
Standard single-unit franchise fee
2025 FDD · Item 5 · PDF p. 13
Discounted and multi-unit options are separate; see all fees.
Ongoing Fees — Item 6
Selected recurring charges; payment bases and conditions remain attached to each fee.
- RoyaltyMain ongoing fee
19 reported fees, each with its payment basis, are listed below; they haven't been sorted into recurring, initial and occasional groups yet.
Financial Performance — Item 19
What results are disclosed—and for which locations?
No financial performance representation in Item 19
The reviewed 2025 FDD for Retirement Income Source has no Item 19 figures on record. Franopolis does not estimate revenue or earnings in their place; ask the franchisor and current owners what unit-level information they can share.
Outlet Changes — Item 20
How has the outlet count changed?
Systemwide, as labeled in the FDD · counts as of 2024 of each year.
2025 FDD · Item 20 · PDF p. 42
Net −1 outlets, 2022–2024
Year-end counts reported in Item 20. The scale starts at zero, so the line looks nearly flat; the labels between the dots show each year's change. Openings and closures for 2024 haven't been pulled from the Item 20 tables yet, so no turnover or churn is shown.
Questions to investigate
Prompts based on what this brand's reviewed disclosures do and don't show — not conclusions. Join free as a member to save questions to your research.
For the franchisor
Which line items in the 2025 Item 7 estimate ($100,400) vary most by market, and why?
Retirement Income Source reports no financial performance figures in Item 19. What information can you share about unit-level results?
Reported units went from 30 to 30 in 2024. How many new units opened, closed or changed hands?
Is a territory available in my area, and how is it defined in my agreement?
For current and former owners
How did your actual startup costs and timeline compare with the Item 7 estimate?
How many hours a week do you work in the business, and in what role?
What support from the franchisor has been most and least useful?
For your advisors
Ask a franchise attorney to review the territory, renewal, transfer and termination terms.
Ask an accountant to build a cash-flow plan using your own assumptions, not the franchisor's.
Sources & vintage history
Every displayed fact is retained with its disclosure vintage, item, page, and reviewed status. Prior vintages remain on file rather than being overwritten.
Citations (2025 FDD)
- [1]Estimated initial investment — Item 7 · PDF p. 18
- [2]Standard initial franchise fee — Item 5 · PDF p. 13
- [3]Outlet counts — Item 20, Table 1 · PDF p. 42
"PDF p." is the page in the PDF file; "printed p." is the number printed on the FDD page. Source document: FDD
Territory & operations
No territory or operating requirements have been reviewed yet.
25 addresses in Franopolis's imported location list. Coverage may differ from Item 20 outlet counts.
These are contract disclosures, not confirmation that any territory is currently available.
Legal & agreement
Franchisor financial statements
No verified franchisor financial statement figures have been reviewed yet.
SBA-backed loans to franchisees
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Source: U.S. Small Business Administration 7(a) & 504 FOIA data. Loan volume is not a measure of franchisee success.
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At a glance
Business history
Not reviewed
Owner participation
Not reviewed
Territory language
Not reviewed
Litigation disclosure
Not reviewed
Bankruptcy disclosure
Not reviewed
Agreement term
Not reviewed
Independent analysis of franchisor-provided data. Not investment advice. Franopolis does not distribute FDDs.