Which costs less to open, Agency Owner or SelectQuote Local?

Agency Owner: $23,325 (2025 FDD · Item 7 · PDF p. 17); SelectQuote Local: $73,500 – $113,500 (2026 FDD · Item 7). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Agency Owner. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.

Which has more locations, Agency Owner or SelectQuote Local?

Agency Owner: 341 (2025 FDD · Item 20 · PDF p. 52); SelectQuote Local: 1 (2026 FDD · Item 20 · PDF p. 54). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.

Do Agency Owner and SelectQuote Local disclose financial performance (Item 19)?

Agency Owner has reviewed Item 19 figures for 30 location groups; SelectQuote Local has no reviewed Item 19 figures on file. Different location groups are not directly comparable, and revenue is not profit.

Franchise opportunities compared

Agency Owner vs SelectQuote Local

Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

Agency Owner2025 FDD

SelectQuote Local2026 FDD

Initial investment · Item 7

Agency Owner

$23,325

2025 FDD · Item 7 · PDF p. 17

SelectQuote Local

$73,500 – $113,500

2026 FDD · Item 7

Initial franchise fee · Item 5

Agency Owner

$35,000

2025 FDD · Item 5 · PDF p. 10

SelectQuote Local

$55,000

2026 FDD · Item 5 · PDF p. 12

Royalty · Item 6

Agency Owner

Not available

SelectQuote Local

20%

2026 FDD · Item 6 · PDF p. 13

Before you compare

Agency Owner figures come from its 2025 FDD and SelectQuote Local figures from its 2026 FDD, so the years differ.
SelectQuote Local discloses more than one business format, so the investment range spans formats; the full report breaks them out.
Only Agency Owner has reviewed Item 19 figures here.

Financial commitment

Disclosure

Agency Owner

SelectQuote Local

Estimated initial investment (Item 7)

Agency Owner

$23,325

Total Estimated Initial Investment: 23325 to 136900

2025 FDD · Item 7 · PDF p. 17

SelectQuote Local

$73,500 – $113,500

2026 FDD · Item 7

Standard initial franchise fee (Item 5)

Agency Owner

$35,000

2025 FDD · Item 5 · PDF p. 10

SelectQuote Local

$55,000

2026 FDD · Item 5 · PDF p. 12

Royalty (Item 6)

Agency Owner

Not available

No reviewed royalty record

SelectQuote Local

20%

Health insurance royalty initial term

2026 FDD · Item 6 · PDF p. 13

Brand / advertising fund (Item 6)

Agency Owner

Advertising cooperative contribution cap — 3%

2025 FDD · Item 6 · PDF p. 16

SelectQuote Local

National marketing fund contribution — 2%

2026 FDD · Item 6 · PDF p. 13

System scale & health

Disclosure

Agency Owner

SelectQuote Local

Total outlets (Item 20)

Agency Owner

341

Outlets at end of 2024

2025 FDD · Item 20 · PDF p. 52

SelectQuote Local

Outlets at end of 2025

2026 FDD · Item 20 · PDF p. 54

Net outlet change (Item 20)

Agency Owner

+54

Calculated: 287 at end of 2022 → 341 at end of 2024

SelectQuote Local

Calculated: 1 at end of 2023 → 1 at end of 2025

Outlet exits (Item 20)

Agency Owner

Not available

No complete exit records for a year

SelectQuote Local

Not available

No complete exit records for a year

Franchising since (Item 1)

Agency Owner

Not available

Not in reviewed records

SelectQuote Local

Not available

Not in reviewed records

Franchisor founded (Item 1)

Agency Owner

Not available

Not in reviewed records

SelectQuote Local

Not available

Not in reviewed records

Financial performance (Item 19), by location group

Agency Owner

Locations counted not stated in the reviewed record — Included Brightway Locations with 1 Producer in 2024

$1,221,537

other High gross commission revenue

2025 FDD · Item 19 · PDF p. 48

Locations counted not stated in the reviewed record — Included Brightway Locations with 2 Producers in 2024

$244,388

other Revenue gross commission revenue

2025 FDD · Item 19 · PDF p. 48

Locations counted not stated in the reviewed record — Included Brightway Locations with Fully-staffed (3+ Producers) in 2024

$906,320

other Revenue gross commission revenue

2025 FDD · Item 19 · PDF p. 48

+27 more groups in the full report

SelectQuote Local

No reviewed Item 19 figures

Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

Agency Owner vs SelectQuote Local: common questions

Which costs less to open, Agency Owner or SelectQuote Local?: Agency Owner: $23,325 (2025 FDD · Item 7 · PDF p. 17); SelectQuote Local: $73,500 – $113,500 (2026 FDD · Item 7). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Agency Owner. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
Which has more locations, Agency Owner or SelectQuote Local?: Agency Owner: 341 (2025 FDD · Item 20 · PDF p. 52); SelectQuote Local: 1 (2026 FDD · Item 20 · PDF p. 54). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
Do Agency Owner and SelectQuote Local disclose financial performance (Item 19)?: Agency Owner has reviewed Item 19 figures for 30 location groups; SelectQuote Local has no reviewed Item 19 figures on file. Different location groups are not directly comparable, and revenue is not profit.

Answers restate the reviewed figures above. Not a ranking or recommendation.

How Franopolis reviews FDD figures