SelectQuote Local
Franchise research report · reviewed 2026 disclosure data
Researching SelectQuote Local franchise opportunities? Every figure below is cited to the FDD.
SelectQuote Local franchisees sell insurance products to customers from multiple insurance carriers. The offering operates as a local insurance-sales business under the SelectQuote Local mark.
Headline figures
SelectQuote Local quick facts
- Is SelectQuote Local a franchise?
- Yes. SelectQuote Local offers franchises through a Franchise Disclosure Document. At the end of 2025, it reported 0 franchised and 1 company-owned outlets (2026 FDD, Item 20, PDF p. 54).
- How much does it cost to open a SelectQuote Local franchise?
- The SelectQuote Local Franchise Disclosure Document reports separate estimated initial investments by format: $73,500 for total investment low (2026 FDD, Item 7, PDF p. 20); $113,500 for total investment high (2026 FDD, Item 7, PDF p. 20). These formats are not combined. Each is the franchisor's disclosed estimate, not a quote. Details
- What is the SelectQuote Local initial franchise fee?
- The disclosed initial franchise fee for a standard single unit is $55,000 (2026 FDD, Item 5, PDF p. 12). Other fee options (for example multi-unit or conversion) are listed separately in the report. Details
- What ongoing fees does SelectQuote Local charge?
- The disclosed ongoing royalty is 20% (2026 FDD, Item 6, PDF p. 13). The brand or advertising fund contribution is 2% (2026 FDD, Item 6, PDF p. 13). Other recurring fees are listed in Item 6. Details
- How many SelectQuote Local locations are there?
- The FDD reports 1 outlets at the end of 2025 (2026 FDD, Item 20, PDF p. 54). Existing locations do not indicate territory availability. Details
- Is SelectQuote Local a good franchise to buy?
- Franopolis does not rate or recommend franchises. From the reviewed FDD: no reviewed Item 19 figures are on file here, so check the FDD's Item 19 directly; Item 20 lists outlet openings, closures and transfers; Item 6 includes a brand or advertising fund contribution on top of royalty; Item 20 also lists current and former franchisees you can contact. Review the full FDD with a franchise attorney and accountant before deciding.
From reviewed FDD figures only. Not a recommendation or projection.
What the disclosures show
- 1The 2026 FDD (Item 7) estimates opening costs separately by format: $73,500 (Total investment low); $113,500 (Total investment high); several initial fee options apply.
- 2Item 19 has not been reviewed yet.
- 3Outlets held steady in 2025, to 1 (Systemwide Table 1, as labeled in the FDD, Item 20).
From reviewed FDD figures only. Not a recommendation or projection.
SelectQuote Local head-to-head
Closest peers in the same subcategory, side by side from reviewed FDD figures. Not a ranking or recommendation.
Costs · Items 5–7
What does it cost to open?
Estimated opening costs and the fees payable to the franchisor.
Startup Investment — Item 7
Range across 2 single-unit formats
2026 FDD · Item 7
Formats disclosed in Item 7 (2)
Each format has its own total. The total depends on the format you choose.
- Total investment lowPDF p. 20$73,500
- Total investment highPDF p. 20$113,500
Standard single-unit franchise fee
2026 FDD · Item 5 · PDF p. 12
Discounted and multi-unit options are separate; see all fees.
Ongoing Fees — Item 6
Selected recurring charges; payment bases and conditions remain attached to each fee.
- Health insurance royalty initial termMain ongoing fee
37 reported fees, each with its payment basis, are listed below; they haven't been sorted into recurring, initial and occasional groups yet.
Financial Performance — Item 19
What results are disclosed—and for which locations?
No financial performance representation in Item 19
The reviewed 2026 FDD for SelectQuote Local has no Item 19 figures on record. Franopolis does not estimate revenue or earnings in their place; ask the franchisor and current owners what unit-level information they can share.
Outlet Changes — Item 20
How has the outlet count changed?
Systemwide Table 1, as labeled in the FDD · counts as of Fiscal year end of each year.
2026 FDD · Item 20 · PDF p. 54
Net +0 outlets, 2023–2025
Year-end counts reported in Item 20. The scale starts at zero, so the line looks nearly flat; the labels between the dots show each year's change. Openings and closures for 2025 haven't been pulled from the Item 20 tables yet, so no turnover or churn is shown.
Questions to investigate
Prompts based on what this brand's reviewed disclosures do and don't show — not conclusions. Join free as a member to save questions to your research.
For the franchisor
Which line items in the 2026 Item 7 estimate ($73,500 – $113,500) vary most by market, and why?
Which initial fee option would apply to my situation, and what conditions or discounts affect it?
Does the current FDD include an Item 19 financial performance representation?
Reported units went from 1 to 1 in 2025. How many new units opened, closed or changed hands?
Is a territory available in my area, and how is it defined in my agreement?
For current and former owners
How did your actual startup costs and timeline compare with the Item 7 estimate?
How many hours a week do you work in the business, and in what role?
What support from the franchisor has been most and least useful?
For your advisors
Ask a franchise attorney to review the territory, renewal, transfer and termination terms.
Ask an accountant to build a cash-flow plan using your own assumptions, not the franchisor's.
Sources & vintage history
Every displayed fact is retained with its disclosure vintage, item, page, and reviewed status. Prior vintages remain on file rather than being overwritten.
Citations (2026 FDD)
- [1]Standard initial franchise fee — Item 5 · PDF p. 12
- [2]Outlet counts — Item 20, Table 1 · PDF p. 54
"PDF p." is the page in the PDF file; "printed p." is the number printed on the FDD page.
Territory & operations
These are contract disclosures, not confirmation that any territory is currently available.
Legal & agreement
Franchisor financial statements
| Fiscal year | Measure | Reported value |
|---|---|---|
| 2025 | cash deposits at december 22 2025 | $500,000 |
| 2025 | cash, balance sheet as of december 22 2025 | $500,000 |
| 2025 | total current assets as of december 22 2025 | $500,000 |
| 2025 | total assets as of december 22 2025 | $500,000 |
| 2025 | accrued expenses as of december 22 2025 | $51,290 |
| 2025 | total current liabilities as of december 22 2025 | $51,290 |
| 2025 | member equity as of december 22 2025 | $448,710 |
| 2025 | legal and professional fees inception through december 22 2025 | $166,290 |
| 2025 | total operating expense inception through december 22 2025 | $166,290 |
| 2025 | member contributions inception through december 22 2025 | $615,000 |
| — | net change in cash | $500,000 |
| — | -166,290 | -$166,290 |
These figures describe the franchisor company, not individual franchise locations.
SBA-backed loans to franchisees
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Source: U.S. Small Business Administration 7(a) & 504 FOIA data. Loan volume is not a measure of franchisee success.
Related research
Brands in the same subcategory first, then the wider industry, ordered by shared business format, overlapping investment range, Item 20 outlet count and search interest. This is not a ranking or recommendation.
Keystone Insurers Services Group
Agency Owner
GlobalGreen Insurance Agency
We Insure LLC
Renegade Insurance
Goosehead InsuranceHead-to-head comparisons
At a glance
Business history
Not reviewed
Owner participation
Not reviewed
Territory language
Litigation disclosure
Not reviewed
Bankruptcy disclosure
Not reviewed
Agreement term
Not reviewed
Reader notes on wording
Our automated check found that these summaries may not match the FDD's exact wording. Read the FDD excerpt itself; it is the authoritative text. Core cost, fee, Item 19 and outlet figures are not affected.
Item 12 · PDF p. 38 · 2026 FDD
Our summary: Exclusive territory: No. The disclosure says the franchisee will not receive an exclusive territory.
“You will not receive an exclusive territory (“ Territory”). You may face competition from outlets that we own, or from other channels of distribution or competitive brands that we control.”
Note: Supplied quote could not be confirmed on the cited PDF page excerpt.
Item 12 · PDF p. 39 · 2026 FDD
Our summary: Territory is based primarily on population and zip codes, typically about 1,000,000–1,500,000 people; rights may be reduced or split for failing performance standards.
“Territories will be based primarily on total population and then zip codes of territory assigned. The size will typically vary from about 1,000,000 to 1,500,000 people. To maintain your territory rights you must meet all the minimum performance criteria as outlined below in Performance Standards. We retain the right to reduce the size of your Territory, grant additional franchisees within the Territory by splitting the territory if the Performance Standards are not met.”
Note: Supplied quote could not be confirmed on the cited PDF page excerpt.
Independent analysis of franchisor-provided data. Not investment advice. Franopolis does not distribute FDDs.
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