Franchise opportunities compared
FDD 05/25 Different Rules vs Murphy Business And Financial
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Initial investment · Item 7
FDD 05/25 Different Rules
$1,910,500 – $4,032,100
2025 FDD · Item 7 · PDF p. 36Murphy Business And Financial
$65,870 – $88,110
2026 FDD · Item 7Initial franchise fee · Item 5
FDD 05/25 Different Rules
Not available
Murphy Business And Financial
$47,500
2026 FDD · Item 5 · PDF p. 13Royalty · Item 6
FDD 05/25 Different Rules
5%
2025 FDD · Item 6 · PDF p. 27Murphy Business And Financial
10%
2026 FDD · Item 6 · PDF p. 14Before you compare
- FDD 05/25 Different Rules figures come from its 2025 FDD and Murphy Business And Financial figures from its 2026 FDD, so the years differ.
- Murphy Business And Financial discloses more than one business format, so the investment range spans formats; the full report breaks them out.
- Item 19 figures cover the location groups each FDD names (FDD 05/25 Different Rules: 4, Murphy Business And Financial: 11). Different groups are not directly comparable.
Financial commitment
FDD 05/25 Different RulesFDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
System scale & health
FDD 05/25 Different RulesFDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
FDD 05/25 Different Rules
Murphy Business And Financial
Financial performance (Item 19), by location group
FDD 05/25 Different RulesItem 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.
FDD 05/25 Different Rules vs Murphy Business And Financial: common questions
- Which costs less to open, FDD 05/25 Different Rules or Murphy Business And Financial?
- FDD 05/25 Different Rules: $1,910,500 – $4,032,100 (2025 FDD · Item 7 · PDF p. 36); Murphy Business And Financial: $65,870 – $88,110 (2026 FDD · Item 7). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Murphy Business And Financial. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
- How do FDD 05/25 Different Rules and Murphy Business And Financial royalties compare?
- FDD 05/25 Different Rules: 5% (2025 FDD · Item 6 · PDF p. 27); Murphy Business And Financial: 10% (2026 FDD · Item 6 · PDF p. 14). Royalties as disclosed in Item 6; other recurring fees are listed separately.
- Which has more locations, FDD 05/25 Different Rules or Murphy Business And Financial?
- FDD 05/25 Different Rules: 2,190 (2025 FDD · Item 20 · PDF p. 87); Murphy Business And Financial: 134 (2025 FDD · Item 20 · PDF p. 45). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
- Do FDD 05/25 Different Rules and Murphy Business And Financial disclose financial performance (Item 19)?
- FDD 05/25 Different Rules has reviewed Item 19 figures for 4 location groups; Murphy Business And Financial has reviewed Item 19 figures for 11 location groups. Different location groups are not directly comparable, and revenue is not profit.
Answers restate the reviewed figures above. Not a ranking or recommendation.
Keep researching

Full FDD 05/25 Different Rules report
Every reviewed fee, Item 19 group, outlet table and territory disclosure
Full Murphy Business And Financial report
Every reviewed fee, Item 19 group, outlet table and territory disclosure



