Franchise opportunities compared
Gotcha Covered vs MITS Business
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Initial investment · Item 7
Gotcha Covered
$122,760
2026 FDD · Item 7 · PDF p. 22MITS Business
$78,000 – $107,700
2025 FDD · Item 7Initial franchise fee · Item 5
Gotcha Covered
$69,900
2026 FDD · Item 5 · PDF p. 14MITS Business
Not available
Royalty · Item 6
Gotcha Covered
$350 Monthly amount varies by month of operation (plus $0.06 for each household of your territory in excess of 30,000)
2026 FDD · Item 6 · PDF p. 16MITS Business
Not available
Before you compare
- Gotcha Covered figures come from its 2026 FDD and MITS Business figures from its 2025 FDD, so the years differ.
- MITS Business discloses more than one business format, so the investment range spans formats; the full report breaks them out.
- Item 19 figures cover the location groups each FDD names (Gotcha Covered: 4, MITS Business: 3). Different groups are not directly comparable.
Financial commitment
Gotcha Covered
MITS BusinessGotcha Covered
MITS Business
Gotcha Covered
MITS Business
Gotcha Covered
MITS Business
Gotcha Covered
MITS Business
System scale & health
Gotcha Covered
MITS BusinessGotcha Covered
MITS Business
Gotcha Covered
MITS Business
Gotcha Covered
MITS Business
Gotcha Covered
MITS Business
Gotcha Covered
MITS Business
Financial performance (Item 19), by location group
Gotcha Covered
MITS BusinessItem 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.
Gotcha Covered vs MITS Business: common questions
- Which costs less to open, Gotcha Covered or MITS Business?
- Gotcha Covered: $122,760 (2026 FDD · Item 7 · PDF p. 22); MITS Business: $78,000 – $107,700 (2025 FDD · Item 7). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for MITS Business. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
- Which has more locations, Gotcha Covered or MITS Business?
- Gotcha Covered: 172 (2026 FDD · Item 20 · PDF p. 56); MITS Business: 117 (2025 FDD · Item 20 · PDF p. 43). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
- Do Gotcha Covered and MITS Business disclose financial performance (Item 19)?
- Gotcha Covered has reviewed Item 19 figures for 4 location groups; MITS Business has reviewed Item 19 figures for 3 location groups. Different location groups are not directly comparable, and revenue is not profit.
Answers restate the reviewed figures above. Not a ranking or recommendation.
Keep researching

Full Gotcha Covered report
Every reviewed fee, Item 19 group, outlet table and territory disclosure

Full MITS Business report
Every reviewed fee, Item 19 group, outlet table and territory disclosure


