Franchise opportunities compared

    Padgett Business Services vs Payroll Vault Franchising, LLC

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    Initial investment · Item 7

    Padgett Business Services

    $8,700 – $117,295

    2026 FDD · Item 7

    Payroll Vault Franchising, LLC

    $77,000 – $140,010

    2026 FDD · Item 7 · PDF p. 19

    Initial franchise fee · Item 5

    Padgett Business Services

    Not available

    Payroll Vault Franchising, LLC

    Not available

    Royalty · Item 6

    Padgett Business Services

    9%

    2026 FDD · Item 6 · PDF p. 9

    Payroll Vault Franchising, LLC

    Not available

    Before you compare

    • Both sets of figures come from 2026 FDDs.
    • Padgett Business Services discloses more than one business format, so the investment range spans formats; the full report breaks them out.
    • Only Padgett Business Services has reviewed Item 19 figures here.

    Financial commitment

    Estimated initial investment (Item 7)

    Padgett Business Services

    $8,700 – $117,295
    2026 FDD · Item 7

    Payroll Vault Franchising, LLC

    $77,000 – $140,010
    TOTAL — $77,000 to $140,010
    2026 FDD · Item 7 · PDF p. 19
    Standard initial franchise fee (Item 5)

    Padgett Business Services

    Not available
    No single standard fee identified

    Payroll Vault Franchising, LLC

    Not available
    No single standard fee identified
    Royalty (Item 6)

    Padgett Business Services

    9%
    Royalty — conversion: 9%; timely payments 5% first year, 6.5% second year; minimum after 24 months
    2026 FDD · Item 6 · PDF p. 9

    Payroll Vault Franchising, LLC

    Not available
    No reviewed royalty record
    Brand / advertising fund (Item 6)

    Padgett Business Services

    2%
    Advertising fund — up to 2%; fund not yet established — 2%
    2026 FDD · Item 6 · PDF p. 10

    Payroll Vault Franchising, LLC

    Not available
    No reviewed brand or advertising fund fee

    System scale & health

    Total outlets (Item 20)

    Padgett Business Services

    164
    Outlets at end of 2025
    2025 FDD · Item 20 · PDF p. 36

    Payroll Vault Franchising, LLC

    Not available
    No reviewed outlet counts
    Net outlet change (Item 20)

    Padgett Business Services

    −9
    Calculated: 173 at end of 2022 → 164 at end of 2025

    Payroll Vault Franchising, LLC

    Not available
    Only one year reported
    Outlet exits (Item 20)

    Padgett Business Services

    Not available
    No complete exit records for a year

    Payroll Vault Franchising, LLC

    Not available
    No complete exit records for a year
    Franchising since (Item 1)

    Padgett Business Services

    Not available
    Not in reviewed records

    Payroll Vault Franchising, LLC

    2012
    From a verified franchisor listing
    Franchisor founded (Item 1)

    Padgett Business Services

    Not available
    Not in reviewed records

    Payroll Vault Franchising, LLC

    Not available
    Not in reviewed records

    Financial performance (Item 19), by location group

    Padgett Business Services
    Locations counted not stated in the reviewed record — Revenue $500,000+
    $12,773,686
    other Cumulative adjusted profit
    2026 FDD · Item 19 · PDF p. 33
    Locations counted not stated in the reviewed record — Franchisees with annual revenue $100,000–$299,999
    $17,080
    other Royalties
    2026 FDD · Item 19 · PDF p. 35
    Locations counted not stated in the reviewed record — Franchisees with annual revenue Below $100,000
    $45,258
    other Tax Preparation
    2026 FDD · Item 19 · PDF p. 35
    +23 more groups in the full report
    Payroll Vault Franchising, LLC

    No reviewed Item 19 figures

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

    Padgett Business Services vs Payroll Vault Franchising, LLC: common questions

    Which costs less to open, Padgett Business Services or Payroll Vault Franchising, LLC?
    Padgett Business Services: $8,700 – $117,295 (2026 FDD · Item 7); Payroll Vault Franchising, LLC: $77,000 – $140,010 (2026 FDD · Item 7 · PDF p. 19). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Padgett Business Services. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
    Do Padgett Business Services and Payroll Vault Franchising, LLC disclose financial performance (Item 19)?
    Padgett Business Services has reviewed Item 19 figures for 26 location groups; Payroll Vault Franchising, LLC has no reviewed Item 19 figures on file. Different location groups are not directly comparable, and revenue is not profit.

    Answers restate the reviewed figures above. Not a ranking or recommendation.

    How Franopolis reviews FDD figures

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