Franchise opportunities compared

    Focus CFO Group vs Payroll Vault Franchising, LLC

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    Initial investment · Item 7

    Focus CFO Group

    $10,500 – $223,050

    2026 FDD · Item 7

    Payroll Vault Franchising, LLC

    $77,000 – $140,010

    2026 FDD · Item 7 · PDF p. 19

    Initial franchise fee · Item 5

    Focus CFO Group

    Not available

    Payroll Vault Franchising, LLC

    Not available

    Royalty · Item 6

    Focus CFO Group

    10% or $100–$500 min

    2026 FDD · Item 6 · PDF p. 15

    Payroll Vault Franchising, LLC

    Not available

    Before you compare

    • Both sets of figures come from 2026 FDDs.
    • Focus CFO Group discloses more than one business format, so the investment range spans formats; the full report breaks them out.
    • Only neither brand has reviewed Item 19 figures here.

    Financial commitment

    Estimated initial investment (Item 7)

    Focus CFO Group

    $10,500 – $223,050
    2026 FDD · Item 7

    Payroll Vault Franchising, LLC

    $77,000 – $140,010
    TOTAL — $77,000 to $140,010
    2026 FDD · Item 7 · PDF p. 19
    Standard initial franchise fee (Item 5)

    Focus CFO Group

    Not available
    No single standard fee identified

    Payroll Vault Franchising, LLC

    Not available
    No single standard fee identified
    Royalty (Item 6)

    Focus CFO Group

    10% or $100–$500 min
    Royalty Fee
    2026 FDD · Item 6 · PDF p. 15

    Payroll Vault Franchising, LLC

    Not available
    No reviewed royalty record
    Brand / advertising fund (Item 6)

    Focus CFO Group

    1.5% of monthly gross revenues
    Advertising Fee
    2026 FDD · Item 6 · PDF p. 15

    Payroll Vault Franchising, LLC

    Not available
    No reviewed brand or advertising fund fee

    System scale & health

    Total outlets (Item 20)

    Focus CFO Group

    65
    Outlets at end of 2025
    2026 FDD · Item 20 · PDF p. 48

    Payroll Vault Franchising, LLC

    Not available
    No reviewed outlet counts
    Net outlet change (Item 20)

    Focus CFO Group

    −4,927
    Calculated: 4,992 at end of 2022 → 65 at end of 2025

    Payroll Vault Franchising, LLC

    Not available
    Only one year reported
    Outlet exits (Item 20)

    Focus CFO Group

    417
    Closures, terminations & non-renewals in 2024 · Calculated turnover 4.2% of outlets at start of year
    2026 FDD · Item 20 · PDF p. 48

    Payroll Vault Franchising, LLC

    Not available
    No complete exit records for a year
    Franchising since (Item 1)

    Focus CFO Group

    May 1, 2018
    2026 FDD · Item 1 · PDF p. 7

    Payroll Vault Franchising, LLC

    2012
    From a verified franchisor listing
    Franchisor founded (Item 1)

    Focus CFO Group

    2013
    2026 FDD · Item 1 · PDF p. 7

    Payroll Vault Franchising, LLC

    Not available
    Not in reviewed records

    Financial performance (Item 19), by location group

    Focus CFO Group

    Not disclosed — no Item 19 financial performance representation

    Payroll Vault Franchising, LLC

    No reviewed Item 19 figures

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

    Focus CFO Group vs Payroll Vault Franchising, LLC: common questions

    Which costs less to open, Focus CFO Group or Payroll Vault Franchising, LLC?
    Focus CFO Group: $10,500 – $223,050 (2026 FDD · Item 7); Payroll Vault Franchising, LLC: $77,000 – $140,010 (2026 FDD · Item 7 · PDF p. 19). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Focus CFO Group. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
    Do Focus CFO Group and Payroll Vault Franchising, LLC disclose financial performance (Item 19)?
    Focus CFO Group makes no Item 19 financial performance representation; Payroll Vault Franchising, LLC has no reviewed Item 19 figures on file. Different location groups are not directly comparable, and revenue is not profit.

    Answers restate the reviewed figures above. Not a ranking or recommendation.

    How Franopolis reviews FDD figures

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