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    Franchise opportunities compared

    Challenge Island vs Stemtree

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    Challenge Island2026 FDDStemtree2026 FDD

    Initial investment · Item 7

    Challenge Island

    $58,465 – $74,050

    2026 FDD · Item 7 · PDF p. 16

    Stemtree

    $109,500 – $241,300

    2026 FDD · Item 7

    Initial franchise fee · Item 5

    Challenge Island

    $49,900

    2026 FDD · Item 5 · PDF p. 10

    Stemtree

    $44,500

    2026 FDD · Item 5 · PDF p. 10

    Royalty · Item 6

    Challenge Island

    7%

    2026 FDD · Item 6 · PDF p. 10

    Stemtree

    8%

    2026 FDD · Item 6 · PDF p. 11

    Before you compare

    • Both sets of figures come from 2026 FDDs.
    • Stemtree discloses more than one business format, so the investment range spans formats; the full report breaks them out.
    • Item 19 figures cover the location groups each FDD names (Challenge Island: 2, Stemtree: 13). Different groups are not directly comparable.

    Financial commitment

    Estimated initial investment (Item 7)

    Challenge Island

    $58,465 – $74,050
    Total initial investment 58465–74050 USD
    2026 FDD · Item 7 · PDF p. 16

    Stemtree

    $109,500 – $241,300
    2026 FDD · Item 7
    Standard initial franchise fee (Item 5)

    Challenge Island

    $49,900
    2026 FDD · Item 5 · PDF p. 10

    Stemtree

    $44,500
    2026 FDD · Item 5 · PDF p. 10
    Royalty (Item 6)

    Challenge Island

    7%
    Royalty Fee
    2026 FDD · Item 6 · PDF p. 10

    Stemtree

    8%
    Royalty Fee
    2026 FDD · Item 6 · PDF p. 11
    Brand / advertising fund (Item 6)

    Challenge Island

    2%
    Marketing Contribution — 2%
    2026 FDD · Item 6 · PDF p. 10

    Stemtree

    2%
    Marketing and Brand Development Fund — 2%
    2026 FDD · Item 6 · PDF p. 12

    System scale & health

    Total outlets (Item 20)

    Challenge Island

    177
    Outlets at end of 2025
    2026 FDD · Item 20 · PDF p. 44

    Stemtree

    17
    Outlets at end of 2025
    2026 FDD · Item 20 · PDF p. 37
    Net outlet change (Item 20)

    Challenge Island

    +27
    Calculated: 150 at end of 2023 → 177 at end of 2025

    Stemtree

    +4
    Calculated: 13 at end of 2023 → 17 at end of 2025
    Outlet exits (Item 20)

    Challenge Island

    Not available
    No complete exit records for a year

    Stemtree

    Not available
    No complete exit records for a year
    Franchising since (Item 1)

    Challenge Island

    2013
    From a verified franchisor listing

    Stemtree

    Not available
    Not in reviewed records
    Franchisor founded (Item 1)

    Challenge Island

    Not available
    Not in reviewed records

    Stemtree

    Not available
    Not in reviewed records

    Financial performance (Item 19), by location group

    Challenge Island
    Locations counted not stated in the reviewed record — Full-time franchisees reporting 2025 results
    74 territories
    other Full-time territories
    2026 FDD · Item 19 · PDF p. 43
    Locations counted not stated in the reviewed record — Full-time and part-time franchisees reporting 2025 results
    $256,315
    other High gross revenue per franchisee
    2026 FDD · Item 19 · PDF p. 43
    Stemtree
    Locations counted not stated in the reviewed record — Systemwide earnings information (FPR #3)
    $249,243
    other Gross Revenue
    2026 FDD · Item 19 · PDF p. 35
    Locations counted not stated in the reviewed record — Franchised outlets in the Mid-High 25% performance quartile
    $252,003
    other Mid-High 25%
    2026 FDD · Item 19 · PDF p. 32
    Locations counted not stated in the reviewed record — Franchised outlets in the Top 25% performance quartile
    $334,764
    other Top 25%
    2026 FDD · Item 19 · PDF p. 33
    +10 more groups in the full report

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

    Challenge Island vs Stemtree: common questions

    Which costs less to open, Challenge Island or Stemtree?
    Challenge Island: $58,465 – $74,050 (2026 FDD · Item 7 · PDF p. 16); Stemtree: $109,500 – $241,300 (2026 FDD · Item 7). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Challenge Island. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
    How do Challenge Island and Stemtree royalties compare?
    Challenge Island: 7% (2026 FDD · Item 6 · PDF p. 10); Stemtree: 8% (2026 FDD · Item 6 · PDF p. 11). Royalties as disclosed in Item 6; other recurring fees are listed separately.
    Which has more locations, Challenge Island or Stemtree?
    Challenge Island: 177 (2026 FDD · Item 20 · PDF p. 44); Stemtree: 17 (2026 FDD · Item 20 · PDF p. 37). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
    Do Challenge Island and Stemtree disclose financial performance (Item 19)?
    Challenge Island has reviewed Item 19 figures for 2 location groups; Stemtree has reviewed Item 19 figures for 13 location groups. Different location groups are not directly comparable, and revenue is not profit.

    Answers restate the reviewed figures above. Not a ranking or recommendation.

    How Franopolis reviews FDD figures

    Keep researching

    Full Challenge Island report

    Every reviewed fee, Item 19 group, outlet table and territory disclosure

    Full Stemtree report

    Every reviewed fee, Item 19 group, outlet table and territory disclosure

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