Franchise opportunities compared
Charles Schwab vs Goosehead Insurance
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Before you compare
- Both sets of figures come from 2026 FDDs.
- Item 19 figures cover the location groups each FDD names (Charles Schwab: 48, Goosehead Insurance: 10). Different groups are not directly comparable.
| Disclosure | CSCharles Schwab | GIGoosehead Insurance |
|---|---|---|
| Financial commitment | ||
| Estimated initial investment (Item 7) | $103,605 (See Notes 3 & 13) $1,200 to $2,400 Paid by you directly As incurred Third party vendors TOTAL* — 103605 2026 FDD · Item 7 · PDF p. 43 | $66,000 – $111,500 Total estimated initial investment 2026 FDD · Item 7 · PDF p. 22 |
| Standard initial franchise fee (Item 5) | Not available No single standard fee identified | $50,000 2026 FDD · Item 5 · PDF p. 12 |
| Royalty (Item 6) | Not available No reviewed royalty record | $20 Royalty rate — initial term 2026 FDD · Item 6 · PDF p. 13 |
| Brand / advertising fund (Item 6) | Not available No reviewed brand or advertising fund fee | $2.00 Marketing contribution maximum 2026 FDD · Item 6 · PDF p. 13 |
| System scale & health | ||
| Total outlets (Item 20) | 764 Outlets at end of 2025 2026 FDD · Item 20 · PDF p. 96 | 13 Outlets at end of 2025 2026 FDD · Item 20 · PDF p. 58 |
| Net outlet change (Item 20) | +4 Calculated: 760 at end of 2023 → 764 at end of 2025 | −1,225 Calculated: 1,238 at end of 2023 → 13 at end of 2025 |
| Outlet exits (Item 20) | Not available No complete exit records for a year | Not available No complete exit records for a year |
| Franchising since (Item 1) | Not available Not in reviewed records | Not available Not in reviewed records |
| Franchisor founded (Item 1) | Not available Not in reviewed records | Not available Not in reviewed records |
| Performance (Item 19) | ||
| Financial performance (Item 19), by location group | Locations counted not stated in the reviewed record — Table6c franchised branches; all eligible branches 91 branches other Table6c 2024 · 2026 FDD · Item 19 · PDF p. 95 Locations counted not stated in the reviewed record — Table4a franchised branches; all eligible branches $44 other Table4a 12months · 2026 FDD · Item 19 · PDF p. 90 Locations counted not stated in the reviewed record — Table4c franchised branches; all eligible branches $188 other Table4c 2021 · 2026 FDD · Item 19 · PDF p. 91 +45 more groups in the full report | Locations counted not stated in the reviewed record — Franchise producers in the Northeast region with majority time dedicated to new… $41,900 other new business gross revenue per franchise producer · 2026 FDD · Item 19 · PDF p. 49 Locations counted not stated in the reviewed record — Franchise producers in the Southeast region with majority time dedicated to new… $432,112 other new business premium per franchise producer · 2026 FDD · Item 19 · PDF p. 50 Locations counted not stated in the reviewed record — Franchise producers in the Mid Atlantic region with majority time dedicated to… $446,364 other new business premium per franchise producer · 2026 FDD · Item 19 · PDF p. 50 +7 more groups in the full report |
Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.