Franchise opportunities compared
Charles Schwab vs H R Block Tax Services
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Before you compare
- Both sets of figures come from 2026 FDDs.
- Only Charles Schwab has reviewed Item 19 figures here.
| Disclosure | CSCharles Schwab | HRH R Block Tax Services |
|---|---|---|
| Financial commitment | ||
| Estimated initial investment (Item 7) | $103,605 (See Notes 3 & 13) $1,200 to $2,400 Paid by you directly As incurred Third party vendors TOTAL* — 103605 2026 FDD · Item 7 · PDF p. 43 | $35,780 – $161,050 Total initial investment: 35,780 to 161,050 2026 FDD · Item 7 · PDF p. 18 |
| Standard initial franchise fee (Item 5) | Not available No single standard fee identified | $2,500 2026 FDD · Item 5 · PDF p. 16 |
| Royalty (Item 6) | Not available No reviewed royalty record | $50 Royalty on the first $5,000 of annual Authorized Services revenue is 50% if paid within 4 days after the end of the relevant Reporting Period and no other amounts payable are overdue; otherwise the stated rate is 60%. 2026 FDD · Item 6 · PDF p. 16 |
| Brand / advertising fund (Item 6) | Not available No reviewed brand or advertising fund fee | Not available No reviewed brand or advertising fund fee |
| System scale & health | ||
| Total outlets (Item 20) | 764 Outlets at end of 2025 2026 FDD · Item 20 · PDF p. 96 | Not available No reviewed outlet counts |
| Net outlet change (Item 20) | +4 Calculated: 760 at end of 2023 → 764 at end of 2025 | Not available Only one year reported |
| Outlet exits (Item 20) | Not available No complete exit records for a year | Not available No complete exit records for a year |
| Franchising since (Item 1) | Not available Not in reviewed records | Not available Not in reviewed records |
| Franchisor founded (Item 1) | Not available Not in reviewed records | Not available Not in reviewed records |
| Performance (Item 19) | ||
| Financial performance (Item 19), by location group | Locations counted not stated in the reviewed record — Table6c franchised branches; all eligible branches 91 branches other Table6c 2024 · 2026 FDD · Item 19 · PDF p. 95 Locations counted not stated in the reviewed record — Table4a franchised branches; all eligible branches $44 other Table4a 12months · 2026 FDD · Item 19 · PDF p. 90 Locations counted not stated in the reviewed record — Table4c franchised branches; all eligible branches $188 other Table4c 2021 · 2026 FDD · Item 19 · PDF p. 91 +45 more groups in the full report | Not disclosed — no Item 19 financial performance representation |
Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.