Franchise opportunities compared

    Charles Schwab vs H R Block Tax Services

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    Before you compare

    • Both sets of figures come from 2026 FDDs.
    • Only Charles Schwab has reviewed Item 19 figures here.
    DisclosureCSCharles SchwabHRH R Block Tax Services
    Financial commitment
    Estimated initial investment (Item 7)
    $103,605
    (See Notes 3 & 13) $1,200 to $2,400 Paid by you directly As incurred Third party vendors TOTAL* — 103605
    2026 FDD · Item 7 · PDF p. 43
    $35,780 – $161,050
    Total initial investment: 35,780 to 161,050
    2026 FDD · Item 7 · PDF p. 18
    Standard initial franchise fee (Item 5)
    Not available
    No single standard fee identified
    $2,500
    2026 FDD · Item 5 · PDF p. 16
    Royalty (Item 6)
    Not available
    No reviewed royalty record
    $50
    Royalty on the first $5,000 of annual Authorized Services revenue is 50% if paid within 4 days after the end of the relevant Reporting Period and no other amounts payable are overdue; otherwise the stated rate is 60%.
    2026 FDD · Item 6 · PDF p. 16
    Brand / advertising fund (Item 6)
    Not available
    No reviewed brand or advertising fund fee
    Not available
    No reviewed brand or advertising fund fee
    System scale & health
    Total outlets (Item 20)
    764
    Outlets at end of 2025
    2026 FDD · Item 20 · PDF p. 96
    Not available
    No reviewed outlet counts
    Net outlet change (Item 20)
    +4
    Calculated: 760 at end of 2023 → 764 at end of 2025
    Not available
    Only one year reported
    Outlet exits (Item 20)
    Not available
    No complete exit records for a year
    Not available
    No complete exit records for a year
    Franchising since (Item 1)
    Not available
    Not in reviewed records
    Not available
    Not in reviewed records
    Franchisor founded (Item 1)
    Not available
    Not in reviewed records
    Not available
    Not in reviewed records
    Performance (Item 19)
    Financial performance (Item 19), by location group
    Locations counted not stated in the reviewed record — Table6c franchised branches; all eligible branches
    91 branches
    other Table6c 2024 · 2026 FDD · Item 19 · PDF p. 95
    Locations counted not stated in the reviewed record — Table4a franchised branches; all eligible branches
    $44
    other Table4a 12months · 2026 FDD · Item 19 · PDF p. 90
    Locations counted not stated in the reviewed record — Table4c franchised branches; all eligible branches
    $188
    other Table4c 2021 · 2026 FDD · Item 19 · PDF p. 91
    +45 more groups in the full report
    Not disclosed — no Item 19 financial performance representation

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.