Which costs less to open, Charles Schwab or PACCAR Leasing Company?

Charles Schwab: $103,605 (2026 FDD · Item 7 · PDF p. 43); PACCAR Leasing Company: $554,250 (2026 FDD · Item 7 · PDF p. 19). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Charles Schwab. Estimates are not quotes, and the FDD years may differ.

Which has more locations, Charles Schwab or PACCAR Leasing Company?

Charles Schwab: 382 (2026 FDD · Item 20 · PDF p. 96); PACCAR Leasing Company: 457 (2026 FDD · Item 20 · PDF p. 43). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.

Do Charles Schwab and PACCAR Leasing Company disclose financial performance (Item 19)?

Charles Schwab has reviewed Item 19 figures for 48 location groups; PACCAR Leasing Company makes no Item 19 financial performance representation. Different location groups are not directly comparable, and revenue is not profit.

Franchise opportunities compared

Charles Schwab vs PACCAR Leasing Company

Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

Charles Schwab2026 FDD

PACCAR Leasing Company2026 FDD

Initial investment · Item 7

Charles Schwab

$103,605

2026 FDD · Item 7 · PDF p. 43

PACCAR Leasing Company

$554,250

2026 FDD · Item 7 · PDF p. 19

Initial franchise fee · Item 5

Charles Schwab

Not available

PACCAR Leasing Company

$4,000

2026 FDD · Item 5 · PDF p. 16

Royalty · Item 6

Charles Schwab

Not available

PACCAR Leasing Company

Not available

Before you compare

Both sets of figures come from 2026 FDDs.
Only Charles Schwab has reviewed Item 19 figures here.

Financial commitment

Disclosure

Charles Schwab

PACCAR Leasing Company

Estimated initial investment (Item 7)

Charles Schwab

$103,605

(See Notes 3 & 13) $1,200 to $2,400 Paid by you directly As incurred Third party vendors TOTAL* — 103605

2026 FDD · Item 7 · PDF p. 43

PACCAR Leasing Company

$554,250

Total

2026 FDD · Item 7 · PDF p. 19

Standard initial franchise fee (Item 5)

Charles Schwab

Not available

No single standard fee identified

PACCAR Leasing Company

$4,000

2026 FDD · Item 5 · PDF p. 16

Royalty (Item 6)

Charles Schwab

Not available

No reviewed royalty record

PACCAR Leasing Company

Not available

No reviewed royalty record

Brand / advertising fund (Item 6)

Charles Schwab

Not available

No reviewed brand or advertising fund fee

PACCAR Leasing Company

Not available

No reviewed brand or advertising fund fee

System scale & health

Disclosure

Charles Schwab

PACCAR Leasing Company

Total outlets (Item 20)

Charles Schwab

382

Outlets at end of 2025

2026 FDD · Item 20 · PDF p. 96

PACCAR Leasing Company

457

Outlets at end of 2025

2026 FDD · Item 20 · PDF p. 43

Net outlet change (Item 20)

Charles Schwab

Calculated: 380 at end of 2023 → 382 at end of 2025

PACCAR Leasing Company

+40

Calculated: 417 at end of 2023 → 457 at end of 2025

Outlet exits (Item 20)

Charles Schwab

Not available

No complete exit records for a year

PACCAR Leasing Company

Not available

No complete exit records for a year

Franchising since (Item 1)

Charles Schwab

Not available

Not in reviewed records

PACCAR Leasing Company

Not stated

2026 FDD · Item 1 · PDF p. 7

Franchisor founded (Item 1)

Charles Schwab

Not available

Not in reviewed records

PACCAR Leasing Company

1961

2026 FDD · Item 1 · PDF p. 7

Financial performance (Item 19), by location group

Charles Schwab

Locations counted not stated in the reviewed record — Table6c franchised branches; all eligible branches

91 branches

other Table6c 2024

2026 FDD · Item 19 · PDF p. 95

Locations counted not stated in the reviewed record — Table4a franchised branches; all eligible branches

$44

other Table4a 12months

2026 FDD · Item 19 · PDF p. 90

Locations counted not stated in the reviewed record — Table4c franchised branches; all eligible branches

$188

other Table4c 2021

2026 FDD · Item 19 · PDF p. 91

+45 more groups in the full report

PACCAR Leasing Company

Not disclosed — no Item 19 financial performance representation

Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

Charles Schwab vs PACCAR Leasing Company: common questions

Which costs less to open, Charles Schwab or PACCAR Leasing Company?: Charles Schwab: $103,605 (2026 FDD · Item 7 · PDF p. 43); PACCAR Leasing Company: $554,250 (2026 FDD · Item 7 · PDF p. 19). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Charles Schwab. Estimates are not quotes, and the FDD years may differ.
Which has more locations, Charles Schwab or PACCAR Leasing Company?: Charles Schwab: 382 (2026 FDD · Item 20 · PDF p. 96); PACCAR Leasing Company: 457 (2026 FDD · Item 20 · PDF p. 43). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
Do Charles Schwab and PACCAR Leasing Company disclose financial performance (Item 19)?: Charles Schwab has reviewed Item 19 figures for 48 location groups; PACCAR Leasing Company makes no Item 19 financial performance representation. Different location groups are not directly comparable, and revenue is not profit.

Answers restate the reviewed figures above. Not a ranking or recommendation.

How Franopolis reviews FDD figures