Franchise opportunities compared
Motto Mortgage vs PACCAR Leasing Company
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Initial investment · Item 7
Motto Mortgage
$21,700 – $208,250
2026 FDD · Item 7PACCAR Leasing Company
$554,250
2026 FDD · Item 7 · PDF p. 19Initial franchise fee · Item 5
Motto Mortgage
Not available
PACCAR Leasing Company
$4,000
2026 FDD · Item 5 · PDF p. 16Royalty · Item 6
Motto Mortgage
$250
2026 FDD · Item 6 · PDF p. 24PACCAR Leasing Company
Not available
Before you compare
- Both sets of figures come from 2026 FDDs.
- Motto Mortgage discloses more than one business format, so the investment range spans formats; the full report breaks them out.
- Only neither brand has reviewed Item 19 figures here.
Financial commitment
Motto Mortgage
PACCAR Leasing CompanyMotto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
System scale & health
Motto MortgagePACCAR Leasing CompanyMotto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
Motto Mortgage
PACCAR Leasing Company
Financial performance (Item 19), by location group
Motto MortgageNot disclosed — no Item 19 financial performance representation
PACCAR Leasing CompanyNot disclosed — no Item 19 financial performance representation
Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.
Motto Mortgage vs PACCAR Leasing Company: common questions
- Which costs less to open, Motto Mortgage or PACCAR Leasing Company?
- Motto Mortgage: $21,700 – $208,250 (2026 FDD · Item 7); PACCAR Leasing Company: $554,250 (2026 FDD · Item 7 · PDF p. 19). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Motto Mortgage. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
- Which has more locations, Motto Mortgage or PACCAR Leasing Company?
- Motto Mortgage: 154 (2026 FDD · Item 20 · PDF p. 58); PACCAR Leasing Company: 457 (2026 FDD · Item 20 · PDF p. 43). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
- Do Motto Mortgage and PACCAR Leasing Company disclose financial performance (Item 19)?
- Motto Mortgage makes no Item 19 financial performance representation; PACCAR Leasing Company makes no Item 19 financial performance representation. Different location groups are not directly comparable, and revenue is not profit.
Answers restate the reviewed figures above. Not a ranking or recommendation.
Keep researching
Full Motto Mortgage report
Every reviewed fee, Item 19 group, outlet table and territory disclosure
Full PACCAR Leasing Company report
Every reviewed fee, Item 19 group, outlet table and territory disclosure
