Franchise opportunities compared

    Jackson Hewitt vs Motto Mortgage

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    Initial investment · Item 7

    Jackson Hewitt

    $18,900 – $71,050

    2026 FDD · Item 7

    Motto Mortgage

    $21,700 – $208,250

    2026 FDD · Item 7

    Initial franchise fee · Item 5

    Jackson Hewitt

    $25,000

    2026 FDD · Item 5 · PDF p. 14

    Motto Mortgage

    Not available

    Royalty · Item 6

    Jackson Hewitt

    6%

    2026 FDD · Item 6 · PDF p. 20

    Motto Mortgage

    $250

    2026 FDD · Item 6 · PDF p. 24

    Before you compare

    • Both sets of figures come from 2026 FDDs.
    • Jackson Hewitt and Motto Mortgage disclose more than one business format, so the investment range spans formats; the full report breaks them out.
    • Only Jackson Hewitt has reviewed Item 19 figures here.

    Financial commitment

    Estimated initial investment (Item 7)

    Jackson Hewitt

    $18,900 – $71,050
    2026 FDD · Item 7

    Motto Mortgage

    $21,700 – $208,250
    2026 FDD · Item 7
    Standard initial franchise fee (Item 5)

    Jackson Hewitt

    $25,000
    2026 FDD · Item 5 · PDF p. 14

    Motto Mortgage

    Not available
    No single standard fee identified
    Royalty (Item 6)

    Jackson Hewitt

    6%
    Royalty on revenue you receive from your offering of a tax course will be reduced by — 6%
    2026 FDD · Item 6 · PDF p. 20

    Motto Mortgage

    $250
    Royalty increase per additional loan originator beyond seven: $250
    2026 FDD · Item 6 · PDF p. 24
    Brand / advertising fund (Item 6)

    Jackson Hewitt

    $5,000
    vertising and marketing fee of 6.5% of your Gross Volume of Business. You must spend — 5000
    2026 FDD · Item 6 · PDF p. 20

    Motto Mortgage

    $350
    Marketing Fund contribution included in royalty fixed component: $350
    2026 FDD · Item 6 · PDF p. 18

    System scale & health

    Total outlets (Item 20)

    Jackson Hewitt

    5,124
    Outlets at end of 2026
    2026 FDD · Item 20 · PDF p. 51

    Motto Mortgage

    154
    Outlets at end of 2026
    2026 FDD · Item 20 · PDF p. 58
    Net outlet change (Item 20)

    Jackson Hewitt

    +2,884
    Calculated: 2,240 at end of 2024 → 5,124 at end of 2026

    Motto Mortgage

    −95
    Calculated: 249 at end of 2023 → 154 at end of 2026
    Outlet exits (Item 20)

    Jackson Hewitt

    Not available
    No complete exit records for a year

    Motto Mortgage

    Not available
    No complete exit records for a year
    Franchising since (Item 1)

    Jackson Hewitt

    Not available
    Not in reviewed records

    Motto Mortgage

    2016
    From a verified franchisor listing
    Franchisor founded (Item 1)

    Jackson Hewitt

    Not available
    Not in reviewed records

    Motto Mortgage

    Not available
    Not in reviewed records

    Financial performance (Item 19), by location group

    Jackson Hewitt
    Locations counted not stated in the reviewed record — Kiosk franchised CoveredOffices
    $2,121
    other Kiosk
    2026 FDD · Item 19 · PDF p. 50
    Locations counted not stated in the reviewed record — Standard franchised CoveredOffices
    $167,954
    other Standard
    2026 FDD · Item 19 · PDF p. 50
    Motto Mortgage

    Not disclosed — no Item 19 financial performance representation

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

    Jackson Hewitt vs Motto Mortgage: common questions

    Which costs less to open, Jackson Hewitt or Motto Mortgage?
    Jackson Hewitt: $18,900 – $71,050 (2026 FDD · Item 7); Motto Mortgage: $21,700 – $208,250 (2026 FDD · Item 7). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Jackson Hewitt. At least one range spans several business formats. Estimates are not quotes, and the FDD years may differ.
    How do Jackson Hewitt and Motto Mortgage royalties compare?
    Jackson Hewitt: 6% (2026 FDD · Item 6 · PDF p. 20); Motto Mortgage: $250 (2026 FDD · Item 6 · PDF p. 24). Royalties as disclosed in Item 6; other recurring fees are listed separately.
    Which has more locations, Jackson Hewitt or Motto Mortgage?
    Jackson Hewitt: 5,124 (2026 FDD · Item 20 · PDF p. 51); Motto Mortgage: 154 (2026 FDD · Item 20 · PDF p. 58). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
    Do Jackson Hewitt and Motto Mortgage disclose financial performance (Item 19)?
    Jackson Hewitt has reviewed Item 19 figures for 2 location groups; Motto Mortgage makes no Item 19 financial performance representation. Different location groups are not directly comparable, and revenue is not profit.

    Answers restate the reviewed figures above. Not a ranking or recommendation.

    How Franopolis reviews FDD figures

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