Franopolis
    vs

    Franchise opportunities compared

    Agency Owner vs Toro Taxes

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    Agency Owner2025 FDDToro Taxes2026 FDD

    Initial investment · Item 7

    Agency Owner

    $23,325

    2025 FDD · Item 7 · PDF p. 17

    Toro Taxes

    $17,835 – $79,150

    2026 FDD · Item 7 · PDF p. 36

    Initial franchise fee · Item 5

    Agency Owner

    $35,000

    2025 FDD · Item 5 · PDF p. 10

    Toro Taxes

    $40,000

    2026 FDD · Item 5 · PDF p. 20

    Royalty · Item 6

    Agency Owner

    Not available

    Toro Taxes

    10%

    2026 FDD · Item 6 · PDF p. 21

    Before you compare

    • Agency Owner figures come from its 2025 FDD and Toro Taxes figures from its 2026 FDD, so the years differ.
    • Item 19 figures cover the location groups each FDD names (Agency Owner: 30, Toro Taxes: 12). Different groups are not directly comparable.

    Financial commitment

    Estimated initial investment (Item 7)

    Agency Owner

    $23,325
    Total Estimated Initial Investment: 23325 to 136900
    2025 FDD · Item 7 · PDF p. 17

    Toro Taxes

    $17,835 – $79,150
    Total Estimate: $17,835 – $79,150
    2026 FDD · Item 7 · PDF p. 36
    Standard initial franchise fee (Item 5)

    Agency Owner

    $35,000
    2025 FDD · Item 5 · PDF p. 10

    Toro Taxes

    $40,000
    2026 FDD · Item 5 · PDF p. 20
    Royalty (Item 6)

    Agency Owner

    Not available
    No reviewed royalty record

    Toro Taxes

    10%
    Individual tax preparation royalty
    2026 FDD · Item 6 · PDF p. 21
    Brand / advertising fund (Item 6)

    Agency Owner

    3%
    Advertising cooperative contribution cap — 3%
    2025 FDD · Item 6 · PDF p. 16

    Toro Taxes

    2%
    Global Brand Development Fund — 2%
    2026 FDD · Item 6 · PDF p. 22

    System scale & health

    Total outlets (Item 20)

    Agency Owner

    341
    Outlets at end of 2024
    2025 FDD · Item 20 · PDF p. 52

    Toro Taxes

    194
    Outlets at end of 2025
    2026 FDD · Item 20 · PDF p. 72
    Net outlet change (Item 20)

    Agency Owner

    +54
    Calculated: 287 at end of 2022 → 341 at end of 2024

    Toro Taxes

    −1
    Calculated: 195 at end of 2023 → 194 at end of 2025
    Outlet exits (Item 20)

    Agency Owner

    Not available
    No complete exit records for a year

    Toro Taxes

    Not available
    No complete exit records for a year
    Franchising since (Item 1)

    Agency Owner

    Not available
    Not in reviewed records

    Toro Taxes

    2015
    From a verified franchisor listing
    Franchisor founded (Item 1)

    Agency Owner

    Not available
    Not in reviewed records

    Toro Taxes

    Not available
    Not in reviewed records

    Financial performance (Item 19), by location group

    Agency Owner
    Locations counted not stated in the reviewed record — Included Brightway Locations with 1 Producer in 2024
    $1,221,537
    other High gross commission revenue
    2025 FDD · Item 19 · PDF p. 48
    Locations counted not stated in the reviewed record — Included Brightway Locations with 2 Producers in 2024
    $244,388
    other Revenue gross commission revenue
    2025 FDD · Item 19 · PDF p. 48
    Locations counted not stated in the reviewed record — Included Brightway Locations with Fully-staffed (3+ Producers) in 2024
    $906,320
    other Revenue gross commission revenue
    2025 FDD · Item 19 · PDF p. 48
    +27 more groups in the full report
    Toro Taxes
    Locations counted not stated in the reviewed record — Operational Franchised outlets
    $220,974
    other Franchised Bank Product Returns Gross Sales High 2025
    2026 FDD · Item 19 · PDF p. 71
    Locations counted not stated in the reviewed record — company-owned outlets
    500 returns
    other Overall Returns company-owned 2025
    2026 FDD · Item 19 · PDF p. 68
    Locations counted not stated in the reviewed record — franchised outlets
    $235
    other Tax Preparation Fee Per Cash File Return franchised 2024
    2026 FDD · Item 19 · PDF p. 69
    +9 more groups in the full report

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

    Agency Owner vs Toro Taxes: common questions

    Which costs less to open, Agency Owner or Toro Taxes?
    Agency Owner: $23,325 (2025 FDD · Item 7 · PDF p. 17); Toro Taxes: $17,835 – $79,150 (2026 FDD · Item 7 · PDF p. 36). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Toro Taxes. Estimates are not quotes, and the FDD years may differ.
    Which has more locations, Agency Owner or Toro Taxes?
    Agency Owner: 341 (2025 FDD · Item 20 · PDF p. 52); Toro Taxes: 194 (2026 FDD · Item 20 · PDF p. 72). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
    Do Agency Owner and Toro Taxes disclose financial performance (Item 19)?
    Agency Owner has reviewed Item 19 figures for 30 location groups; Toro Taxes has reviewed Item 19 figures for 12 location groups. Different location groups are not directly comparable, and revenue is not profit.

    Answers restate the reviewed figures above. Not a ranking or recommendation.

    How Franopolis reviews FDD figures

    Keep researching

    Full Agency Owner report

    Every reviewed fee, Item 19 group, outlet table and territory disclosure

    Full Toro Taxes report

    Every reviewed fee, Item 19 group, outlet table and territory disclosure

    Compare Agency Owner with

    Compare Toro Taxes with

    Add a third brand

    Compare up to four side by side

    Explore by brand

    Filter every published report

    FDD glossary

    Plain-language meaning of each Item