Franchise opportunities compared
Charles Schwab vs Motto Mortgage
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Before you compare
- Both sets of figures come from 2026 FDDs.
- Motto Mortgage discloses more than one business format, so the investment range spans formats; the full report breaks them out.
- Only Charles Schwab has reviewed Item 19 figures here.
| Disclosure | CSCharles Schwab |  Motto Mortgage |
|---|---|---|
| Financial commitment | ||
| Estimated initial investment (Item 7) | $103,605 (See Notes 3 & 13) $1,200 to $2,400 Paid by you directly As incurred Third party vendors TOTAL* — 103605 2026 FDD · Item 7 · PDF p. 43 | $21,700 – $208,250 2026 FDD · Item 7 |
| Standard initial franchise fee (Item 5) | Not available No single standard fee identified | Not available No single standard fee identified |
| Royalty (Item 6) | Not available No reviewed royalty record | $250 Royalty increase per additional loan originator beyond seven: $250 2026 FDD · Item 6 · PDF p. 24 |
| Brand / advertising fund (Item 6) | Not available No reviewed brand or advertising fund fee | $350 Marketing Fund contribution included in royalty fixed component: $350 2026 FDD · Item 6 · PDF p. 18 |
| System scale & health | ||
| Total outlets (Item 20) | 764 Outlets at end of 2025 2026 FDD · Item 20 · PDF p. 96 | 154 Outlets at end of 2026 2026 FDD · Item 20 · PDF p. 58 |
| Net outlet change (Item 20) | +4 Calculated: 760 at end of 2023 → 764 at end of 2025 | −95 Calculated: 249 at end of 2023 → 154 at end of 2026 |
| Outlet exits (Item 20) | Not available No complete exit records for a year | Not available No complete exit records for a year |
| Franchising since (Item 1) | Not available Not in reviewed records | 2016 From a verified franchisor listing |
| Franchisor founded (Item 1) | Not available Not in reviewed records | Not available Not in reviewed records |
| Performance (Item 19) | ||
| Financial performance (Item 19), by location group | Locations counted not stated in the reviewed record — Table6c franchised branches; all eligible branches 91 branches other Table6c 2024 · 2026 FDD · Item 19 · PDF p. 95 Locations counted not stated in the reviewed record — Table4a franchised branches; all eligible branches $44 other Table4a 12months · 2026 FDD · Item 19 · PDF p. 90 Locations counted not stated in the reviewed record — Table4c franchised branches; all eligible branches $188 other Table4c 2021 · 2026 FDD · Item 19 · PDF p. 91 +45 more groups in the full report | Not disclosed — no Item 19 financial performance representation |
Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.