Franchise opportunities compared
H R Block Tax Services vs Keystone Insurers Services Group
Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.
Initial investment · Item 7
H R Block Tax Services
$35,780 – $161,050
2026 FDD · Item 7 · PDF p. 18Keystone Insurers Services Group
$27,250 – $99,200
2025 FDD · Item 7 · PDF p. 24Initial franchise fee · Item 5
H R Block Tax Services
$2,500
2026 FDD · Item 5 · PDF p. 16Keystone Insurers Services Group
Not available
Royalty · Item 6
H R Block Tax Services
50%
2026 FDD · Item 6 · PDF p. 16Keystone Insurers Services Group
Not available
Before you compare
- H R Block Tax Services figures come from its 2026 FDD and Keystone Insurers Services Group figures from its 2025 FDD, so the years differ.
- Only neither brand has reviewed Item 19 figures here.
Financial commitment
H R Block Tax Services
Keystone Insurers Services GroupH R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
System scale & health
H R Block Tax ServicesKeystone Insurers Services GroupH R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
H R Block Tax Services
Keystone Insurers Services Group
Financial performance (Item 19), by location group
H R Block Tax ServicesNot disclosed — no Item 19 financial performance representation
Keystone Insurers Services GroupNo reviewed Item 19 figures
Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.
H R Block Tax Services vs Keystone Insurers Services Group: common questions
- Which costs less to open, H R Block Tax Services or Keystone Insurers Services Group?
- H R Block Tax Services: $35,780 – $161,050 (2026 FDD · Item 7 · PDF p. 18); Keystone Insurers Services Group: $27,250 – $99,200 (2025 FDD · Item 7 · PDF p. 24). These are each franchisor's Item 7 estimated initial investment. The low end of the disclosed estimate is lower for Keystone Insurers Services Group. Estimates are not quotes, and the FDD years may differ.
- Do H R Block Tax Services and Keystone Insurers Services Group disclose financial performance (Item 19)?
- H R Block Tax Services makes no Item 19 financial performance representation; Keystone Insurers Services Group has no reviewed Item 19 figures on file. Different location groups are not directly comparable, and revenue is not profit.
Answers restate the reviewed figures above. Not a ranking or recommendation.
Keep researching
Full H R Block Tax Services report
Every reviewed fee, Item 19 group, outlet table and territory disclosure
Full Keystone Insurers Services Group report
Every reviewed fee, Item 19 group, outlet table and territory disclosure
