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    Franchise opportunities compared

    PayMore vs Plato’s Closet

    Reviewed figures from each brand's Franchise Disclosure Document (FDD), side by side. Each figure carries its FDD year and page. This is not a ranking or recommendation, and the two FDDs may cover different years and location groups.

    PayMore2026 FDDPlato’s Closet2026 FDD

    Initial investment · Item 7

    PayMore

    Not available

    Plato’s Closet

    $355,700

    2026 FDD · Item 7 · PDF p. 18

    Initial franchise fee · Item 5

    PayMore

    Not available

    Plato’s Closet

    $25,000

    2026 FDD · Item 5 · PDF p. 12

    Royalty · Item 6

    PayMore

    $1,000

    2026 FDD · Item 6 · PDF p. 10

    Plato’s Closet

    Not available

    Before you compare

    • Both sets of figures come from 2026 FDDs.
    • Item 19 figures cover the location groups each FDD names (PayMore: 55, Plato’s Closet: 17). Different groups are not directly comparable.

    Financial commitment

    Estimated initial investment (Item 7)

    PayMore

    Not available
    No reviewed Item 7 total

    Plato’s Closet

    $355,700
    Total initial investment
    2026 FDD · Item 7 · PDF p. 18
    Standard initial franchise fee (Item 5)

    PayMore

    Not available
    No single standard fee identified

    Plato’s Closet

    $25,000
    2026 FDD · Item 5 · PDF p. 12
    Royalty (Item 6)

    PayMore

    $1,000
    ount Column 3 Due Date Column 4 Remarks Royalty The greater of 5 % of Gross Sales or — 1000
    2026 FDD · Item 6 · PDF p. 10

    Plato’s Closet

    Not available
    No reviewed royalty record
    Brand / advertising fund (Item 6)

    PayMore

    0.5%
    otification. Advertising Cooperative As determined by the members, but not more than — 0.5% — 0.5%
    2026 FDD · Item 6 · PDF p. 11

    Plato’s Closet

    $1,500
    Annual marketing fee
    2026 FDD · Item 6 · PDF p. 13

    System scale & health

    Total outlets (Item 20)

    PayMore

    1
    Outlets at end of 2025
    2025 FDD · Item 20 · PDF p. 50

    Plato’s Closet

    526
    Outlets at end of 2025
    2026 FDD · Item 20 · PDF p. 46
    Net outlet change (Item 20)

    PayMore

    −8
    Calculated: 9 at end of 2022 → 1 at end of 2025

    Plato’s Closet

    +20
    Calculated: 506 at end of 2023 → 526 at end of 2025
    Outlet exits (Item 20)

    PayMore

    Not available
    No complete exit records for a year

    Plato’s Closet

    Not available
    No complete exit records for a year
    Franchising since (Item 1)

    PayMore

    2020
    From a verified franchisor listing

    Plato’s Closet

    1999
    From a verified franchisor listing
    Franchisor founded (Item 1)

    PayMore

    Not available
    Not in reviewed records

    Plato’s Closet

    Not available
    Not in reviewed records

    Financial performance (Item 19), by location group

    PayMore
    Locations counted not stated in the reviewed record — Raintree, NC;Suburban Strip Center;openedAugust 2024
    $1,082,583
    other Raintree, NC
    2026 FDD · Item 19 · PDF p. 48
    Locations counted not stated in the reviewed record — PartIII openatleast24months Affiliate - Operated Location
    $1,405,990
    other PartIII openatleast24months Affiliate - Operated Location Median sales
    2026 FDD · Item 19 · PDF p. 49
    Locations counted not stated in the reviewed record — Arlington, TX;Suburban Strip Center;openedOctober 2024
    $1,012,155
    other Arlington, TX
    2026 FDD · Item 19 · PDF p. 48
    +52 more groups in the full report
    Plato’s Closet
    Locations counted not stated in the reviewed record — Opened 2024
    6 units
    other Opened 2024
    2026 FDD · Item 19 · PDF p. 44
    Locations counted not stated in the reviewed record — Opened 2023
    12 percent
    other Opened 2023
    2026 FDD · Item 19 · PDF p. 44
    Locations counted not stated in the reviewed record — Opened 2022
    34 units
    other Opened 2022
    2026 FDD · Item 19 · PDF p. 44
    +14 more groups in the full report

    Item 19 groups are shown separately and never combined. Revenue or sales figures are not profit. Net outlet change and turnover are Franopolis calculations from the disclosed counts; turnover is a count-based rate, not a measure of owner earnings.

    PayMore vs Plato’s Closet: common questions

    Which has more locations, PayMore or Plato’s Closet?
    PayMore: 1 (2025 FDD · Item 20 · PDF p. 50); Plato’s Closet: 526 (2026 FDD · Item 20 · PDF p. 46). Total outlets from Item 20. Outlet counts do not indicate territory availability or franchisee results.
    Do PayMore and Plato’s Closet disclose financial performance (Item 19)?
    PayMore has reviewed Item 19 figures for 55 location groups; Plato’s Closet has reviewed Item 19 figures for 17 location groups. Different location groups are not directly comparable, and revenue is not profit.

    Answers restate the reviewed figures above. Not a ranking or recommendation.

    How Franopolis reviews FDD figures

    Keep researching

    Full PayMore report

    Every reviewed fee, Item 19 group, outlet table and territory disclosure

    Full Plato’s Closet report

    Every reviewed fee, Item 19 group, outlet table and territory disclosure

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    FDD glossary

    Plain-language meaning of each Item