Median uses the low end of each brand's reviewed Item 7 total in its latest FDD — the cheapest disclosed scenario, not a typical cost. Not a ranking or recommendation.
Lending Services brands (4)
ACFNItem 7: $37,561 – $58,211 · 2026 FDDItem 19 figures · 210 outlets
Motto MortgageItem 7: $21,700 – $208,250 · 2026 FDDNo Item 19 figures on file · 154 outlets
PACCAR Leasing CompanyItem 7: $554,250 · 2026 FDDNo Item 19 figures on file · 457 outlets
Retirement Income SourceItem 7: $100,400 · 2025 FDDNo Item 19 figures on file · 30 outlets
Lending Services matchups
Lending Services franchise benchmarks
- How much does it cost to open a lending services franchise?
- Across 4 published lending services brands with a reviewed Item 7 total, the median low end of the estimated initial investment is $100,400, and low ends run from $21,700 to $554,250 (FDDs from 2025 to 2026). The low end is each franchisor's cheapest disclosed scenario, not a typical cost; the median is a Franopolis calculation.
- Which lending services franchises have the lowest disclosed startup cost?
- By the low end of the reviewed Item 7 estimate: Motto Mortgage ($21,700–$208,250, 2026 FDD); ACFN ($37,561–$58,211, 2026 FDD); Retirement Income Source ($100,400, 2025 FDD). This orders disclosed estimates only; it is not a ranking or recommendation.
- How many lending services franchisors disclose financial performance (Item 19)?
- 1 of 4 published lending services brands (25%) have reviewed Item 19 financial performance figures on file. A brand without them on Franopolis may still disclose them in an FDD we have not reviewed.
- Which lending services franchises have the most locations?
- By total outlets in reviewed Item 20 tables: PACCAR Leasing Company (457); ACFN (210); Motto Mortgage (154). Outlet counts do not indicate territory availability or franchisee results.
Calculated by Franopolis from published brands' reviewed figures. Not a ranking or recommendation.