How much does it cost to open a financial services franchise?

Across 15 published financial services brands with a reviewed Item 7 total, the median low end of the estimated initial investment is $35,780, and low ends run from $14,050 to $554,250 (FDDs from 2025 to 2026). The low end is each franchisor's cheapest disclosed scenario, not a typical cost; the median is a Franopolis calculation.

Which financial services franchises have the lowest disclosed startup cost?

By the low end of the reviewed Item 7 estimate: The Doan Group ($14,050–$68,000, 2026 FDD); Toro Taxes ($17,835–$79,150, 2026 FDD); Jackson Hewitt ($18,900–$71,050, 2026 FDD). This orders disclosed estimates only; it is not a ranking or recommendation.

How many financial services franchisors disclose financial performance (Item 19)?

8 of 16 published financial services brands (50%) have reviewed Item 19 financial performance figures on file. A brand without them on Franopolis may still disclose them in an FDD we have not reviewed.

Which financial services franchises have the most locations?

By total outlets in reviewed Item 20 tables: Jackson Hewitt (5,124); Liberty Tax Service (1,663); PACCAR Leasing Company (457). Outlet counts do not indicate territory availability or franchisee results.

Financial Services Franchise Opportunities: Costs & FDD Figures

Median uses the low end of each brand's reviewed Item 7 total in its latest FDD — the cheapest disclosed scenario, not a typical cost. Not a ranking or recommendation.

Business models

Item 19 figures only

All brands (16)

ACFN
Item 7: $37,561 – $58,211 · 2026 FDD
Lending services · Item 19 figures · 210 outlets
Charles Schwab
Item 7: $103,605 · 2026 FDD
Wealth management & brokerage · Item 19 figures · 382 outlets
GlobalGreen Insurance Agency
Item 7: $32,600 – $70,000 · 2025 FDD
Insurance · No Item 19 figures on file · 156 outlets
Goosehead Insurance
Item 7: $66,000 – $111,500 · 2026 FDD
Insurance · Item 19 figures · 13 outlets
HR
H R Block Tax Services
Item 7: $35,780 – $161,050 · 2026 FDD
Tax preparation · No Item 19 figures on file
Jackson Hewitt
Item 7: $18,900 – $71,050 · 2026 FDD
Tax preparation · Item 19 figures · 5,124 outlets
KI
Keystone Insurers Services Group
Item 7: $27,250 – $99,200 · 2025 FDD
Insurance · No Item 19 figures on file · 302 outlets
Liberty Tax Service
Item 7: $49,700 · 2026 FDD
Tax preparation · Item 19 figures · 1,663 outlets
Motto Mortgage
Item 7: $21,700 – $208,250 · 2026 FDD
Lending services · No Item 19 figures on file · 154 outlets
PACCAR Leasing Company
Item 7: $554,250 · 2026 FDD
Lending services · No Item 19 figures on file · 457 outlets
Renegade Insurance
Item 7: $30,350 – $107,600 · 2026 FDD
Insurance · No Item 19 figures on file · 45 outlets
Retirement Income Source
Item 7: $100,400 · 2025 FDD
Lending services · No Item 19 figures on file · 30 outlets
Selectquote Local Insurance Services
Item 7: $73,500 · 2026 FDD
Insurance · No Item 19 figures on file · 3 outlets
The Doan Group
Item 7: $14,050 – $68,000 · 2026 FDD
Insurance · Item 19 figures · 28 outlets
Toro Taxes
Item 7: $17,835 – $79,150 · 2026 FDD
Tax preparation · Item 19 figures · 194 outlets
We Insure LLC
Item 7 not reviewed · 2026 FDD
Insurance · Item 19 figures · 132 outlets

Browse Financial Services by category

Insurance franchises 7 Lending services franchises 4 Tax preparation franchises 4 Wealth management & brokerage franchises 1

Financial Services matchups

Financial Services franchise benchmarks

How much does it cost to open a financial services franchise?: Across 15 published financial services brands with a reviewed Item 7 total, the median low end of the estimated initial investment is $35,780, and low ends run from $14,050 to $554,250 (FDDs from 2025 to 2026). The low end is each franchisor's cheapest disclosed scenario, not a typical cost; the median is a Franopolis calculation.
Which financial services franchises have the lowest disclosed startup cost?: By the low end of the reviewed Item 7 estimate: The Doan Group ($14,050–$68,000, 2026 FDD); Toro Taxes ($17,835–$79,150, 2026 FDD); Jackson Hewitt ($18,900–$71,050, 2026 FDD). This orders disclosed estimates only; it is not a ranking or recommendation.
How many financial services franchisors disclose financial performance (Item 19)?: 8 of 16 published financial services brands (50%) have reviewed Item 19 financial performance figures on file. A brand without them on Franopolis may still disclose them in an FDD we have not reviewed.
Which financial services franchises have the most locations?: By total outlets in reviewed Item 20 tables: Jackson Hewitt (5,124); Liberty Tax Service (1,663); PACCAR Leasing Company (457). Outlet counts do not indicate territory availability or franchisee results.

Calculated by Franopolis from published brands' reviewed figures. Not a ranking or recommendation.

How Franopolis reviews FDD figures

Questions to research for any financial services franchise

Which Item 7 format matches the business you would actually open, and what does the high end include?
What are the recurring Item 6 charges beyond royalty: brand fund, technology, minimums?
If Item 19 is disclosed, which locations does it cover, and which were excluded?
How many outlets opened, closed or transferred in Item 20, and can you call former owners?

How we read FDDs · Glossary · Under $50k · Under $100k · Under $150k